Why Tampa Homeowners Use a Lady Bird Deed
Most families in Tampa never think about how their home will pass until something forces the question. A lady bird deed (its formal name is an enhanced life estate deed) answers it quietly: the home passes to the people you name the moment you die, with no probate, and you keep complete control while you are alive. You can sell it, borrow against it, or change your mind, all without anyone's permission.
Tampa itself is a younger, working metro, though it anchors a Tampa Bay region that draws retirees, with the deeper 65+ concentration across the bay in Pinellas. The highest-value homes of the Bay-area cities (median near $494,000) make homestead protection and probate-avoidance deeds a strong wedge. With a median home value around $494,000, keeping that value out of probate and protecting the step-up in basis matters here. See exactly how a lady bird deed works →
How a Tampa Deed Gets Recorded
A deed only protects your family once it is properly recorded, and in Hillsborough County that happens with the Hillsborough County Clerk of the Circuit Court and Comptroller. The cost to record is modest and set by Florida law, the same in every county, usually around $18 to $30, plus the $0.70 minimum documentary stamp that applies because the deed is a gift at death rather than a sale. We pull your exact legal description from the last recorded deed, prepare the document, and e-record it for you, so nothing depends on you driving to a courthouse.
The Mistakes We Fix for Hillsborough County Families
The cheap way usually costs the most. A plain gift of the home to the kids loses the step-up in basis (a tax break that can save the family tens of thousands when they sell) and can trigger Florida's five-year Medicaid penalty. A do-it-yourself form often misses the homestead and spousal rules, which can quietly void the deed for a married owner. We handle those checks as part of the flat fee, so the deed actually holds up. What a valid form must contain → · when a deed is the wrong tool →
Protect your Tampa home before it ever reaches a courtroom.
A free 30-minute consult confirms a lady bird deed fits, by phone or video. If a trust is the better tool, we will tell you that too.
Book your free consultWhat It Costs
Our flat fee is $399 for an individual owner and $449 for a joint deed, the same price the form mills charge, with a real attorney behind it. On top of that you pay only the government recording cost and the documentary stamp, passed through with no markup. The fee is posted up front and honored for 90 days. See the full cost breakdown →
Communities We Serve Near Tampa
We work with homeowners across Hillsborough County, including Hyde Park, South Tampa, Davis Islands, Westshore, Seminole Heights, New Tampa, Carrollwood, and the surrounding area. StepUp Law is a Miami firm serving Tampa families remotely; this is not a Tampa office, and we frame our work that way out of respect for Florida's advertising rules.
Frequently Asked Questions
Do I need a Tampa office to set up a lady bird deed?
No. StepUp Law is a Miami firm that serves Tampa and Hillsborough County homeowners remotely, by phone and video, with the deed signed by remote online notary and e-recorded in your county. Many of our clients are adult children handling a Florida parent's home from another state.
Where does a Tampa lady bird deed get recorded?
With the Hillsborough County Clerk of the Circuit Court and Comptroller, in the county where the property sits. Recording fees are set by Florida law and are the same in every county, usually about $18 to $30 for a deed like this, plus a $0.70 minimum documentary stamp because no sale is taking place.
Will a lady bird deed help my Tampa home avoid Medicaid estate recovery?
Yes. Florida only recovers Medicaid costs from the probate estate. Because a lady bird deed passes the home outside probate, it stays out of recovery's reach, while your homestead also stays exempt during your lifetime. It is one of the main reasons Hillsborough County families use it.
Can I still sell my Tampa home after signing?
Yes, and that is the whole point of the "enhanced" part. You keep the right to sell, refinance, rent, or change your mind, all without asking the beneficiaries. If the home is your homestead and you are married, your spouse still joins the deed for a sale or mortgage.
Updated June 7, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502 (Florida estate planning, probate, and trust and probate litigation). General information about Florida law, not legal advice, and no attorney-client relationship is created. We serve Tampa and Hillsborough County residents remotely. Do not send confidential information until we have agreed to represent you.