1. What Makes a Prenup Legal and Valid in Florida?
The formal test is short. A Florida premarital agreement has to be in writing and signed by both people, and the marriage itself is the only consideration the agreement needs. Nothing has to be paid or promised on top. The agreement takes effect on the wedding day, and from then on it can be changed or cancelled only by another written agreement signed by both spouses.
Clients are often surprised by how little the statute demands, and ask me, “Does a prenup have to be notarized or filed somewhere to count?” Florida does not require a notary, a filing with the clerk, or a minimum waiting period before the wedding. The low bar is the reason most fights are about how the agreement was signed rather than what it says. The statute itself applies to agreements signed on or after October 1, 2007, and an older agreement is judged under the test the Florida Supreme Court set in 1987.
One formality gets missed all the time. A prenup that waives rights at death, such as the elective share or homestead, is governed for that purpose by the probate code, and the probate code requires the waiving spouse to sign in front of two subscribing witnesses when the agreement is signed by Florida residents. An agreement with two signatures and no witnesses can be perfectly good in a divorce and still fail to deliver the estate result the couple wanted. How a prenup works at death covers that side in full.
2. Is My Prenup Legal?
Your prenup is legal if it is in writing and signed by both of you, and whether it holds up in a divorce depends on how it was signed. Four checks answer the question.
- A written agreement carries both of your signatures.
- Each of you saw the other’s finances, signed a written waiver of further disclosure, or already knew the finances from running a household or a business together.
- Each of you signed freely, with time to read the agreement and without a threat or an ultimatum behind the signature.
- If the agreement waives rights at death, the spouse giving them up signed in front of two subscribing witnesses.
A yes to all four describes an agreement a challenger has little to work with. A no on the second does not void an agreement by itself, because Florida sets aside unconscionable terms only when the disclosure protections are also missing. A no on the third decides most disputes, and a no on the fourth leaves the divorce side intact while the estate side fails. Bring the document to a consultation, or see the prenup review, before anyone relies on it.
3. What Voids a Prenup? The Three Grounds Florida Allows
In a divorce, Florida’s premarital act puts the burden on the spouse who wants out. The agreement is unenforceable only if that spouse proves one of these.
- The signature was not voluntary. The person did not freely choose to sign.
- Fraud, duress, coercion or overreaching produced it. A lie about the agreement or the finances, a threat, or one side taking unfair advantage of the other.
- The terms were unconscionable when signed, and the disclosure failed. All of the disclosure conditions in the next section have to be missing too.
The first two grounds are about the circumstances of signing. The statute names no deadline before the wedding, so a signature in the final week does not void an agreement by itself. A late signature is still the fact a duress or overreaching argument gets built on, because the other person can say the venue was booked, the guests had flights, and walking away was not a real option.
Most of the agreements that fall, fall on those first two grounds. A spouse who can prove pressure at signing never has to argue about whether the terms were fair.
The Florida cases put dates on that line, and the clearest of them were decided under the rule that came before the 2007 statute. A prenup drafted on April 28 and signed on April 30, the day before the wedding, with no financial exhibits and a husband worth almost $2 million, fell for duress in 1995. A final draft handed over at 11:30 p.m. the night before a Las Vegas wedding fell in 2013. In 2021 an appeals court affirmed setting aside a prenup between a 41-year-old airline pilot worth about $4 million and a woman who had turned 18 just before they met, signed unread the day before the civil wedding after he told her it was required for immigration, which it was not. On the other side, an appeals court held in 2009 that 10 days before the marriage was enough time to read the agreement and see a lawyer, and an agreement handed over with a financial statement about 17 days out held in 1985. A third court upheld an agreement signed less than an hour before a courthouse wedding in 2007, because the couple had negotiated its terms for months.
4. Unconscionable Terms and the Disclosure Test
Unfair terms alone do not void a Florida prenup. The third ground needs four things together. The terms were unconscionable when the agreement was signed, and before signing the challenger also lacked all three of the following protections.
- was not given a fair and reasonable disclosure of the other person’s property and debts,
- did not voluntarily and expressly waive, in writing, any disclosure beyond what was provided, and
- did not have, and could not reasonably have had, adequate knowledge of the other person’s finances.
If any one of those conditions is met, the one-sided agreement survives. A wife who signed a lopsided agreement after seeing a schedule of her husband’s $2.4 million in accounts is bound by it. So is a husband who signed a written waiver of further disclosure, and so is a spouse who already knew the other’s finances from years of running a business together. Whether terms are unconscionable at all is decided by the judge as a matter of law rather than by a jury.
The disclosure rule has a long history in Florida. In 1962 the Florida Supreme Court, dividing 4 to 3, heard the case of a 35-year-old waitress with about $8,000 who married a 68-year-old hardware-chain owner worth about half a million dollars, with no disclosure and no lawyer of her own. The court held that a valid agreement needed a fair provision for her, or a full disclosure of his worth, or at least a general and approximate knowledge of his property. In 2004 a schedule that listed a husband’s 25 percent interest in an insurance agency with no stated value was enough, even though the interest was later put at $386,000 and the agreement was enforced 18 years after the wedding.
The practical lesson is that the disclosure schedule protects the spouse with more money. Attaching it costs an afternoon, and leaving it off turns a hard bargain into a vulnerable one.
5. A Challenge After a Death Runs on Different Rules
Florida’s premarital act says in its first subsection that it applies only to proceedings under the Family Law Rules. The three grounds above are therefore the divorce test. When a spouse dies and the survivor tries to claim the elective share, homestead or a family allowance despite the agreement, the fight happens in probate court under a different statute.
The probate statute changes two things. The waiving spouse must have signed in front of two subscribing witnesses if the agreement was signed in Florida by Florida residents. And no financial disclosure is required at all for an agreement signed before the marriage. Disclosure is required only for a waiver signed after the wedding, which is why a postnuptial agreement carries more paperwork than a prenup.
The right to set the agreement aside still exists at death. The Florida Supreme Court has said a surviving spouse can attack the agreement if the signature was coerced or otherwise improperly obtained, or if the spouse was incompetent when signing. What the survivor cannot do is win on the argument that nobody showed her the numbers. In 1985 the Florida Supreme Court struck a widow’s elective share claim even though she said her husband told her he had no assets when he had about $250,000. The same year the court refused a widow the presumption a divorcing spouse gets, in a case where the husband handwrote the agreement the day before the wedding and she had about $15,200 against his estate of $641,000.
Holding an agreement and wondering whether it would survive?
Bring it to a free consultation. We will tell you which ground a challenger would reach for and whether the record answers it.
Book a free consultation6. Terms a Florida Court Will Not Enforce Anyway
A few provisions fail no matter how carefully the agreement was signed, and they fail on their own without taking the rest of the agreement down with them in the ordinary case.
- Child support. A premarital agreement cannot adversely affect a child’s right to support. Custody and time-sharing are decided later by the child’s best interests.
- An alimony waiver that leaves a spouse on public assistance. If the waiver would make a spouse eligible for public assistance at the separation or divorce, the court can order the other spouse to pay enough support to avoid that.
- A void marriage. If the marriage itself is later found void, the agreement is enforced only to the extent needed to avoid an inequitable result.
- Anything against public policy or a criminal law. Everything else is open, including property, debts, alimony, life insurance and what happens at death. What a prenup can cover walks through the full list.
7. Can You Challenge a Prenup, and When?
Yes, you can. A Florida prenup can be challenged in the divorce itself, by the spouse against whom it is being enforced, and it can be challenged in probate after a death by a surviving spouse who claims rights the agreement waived.
Timing works in the challenger’s favor and against it at once. Florida pauses any limitation period on a claim under a premarital agreement for as long as the marriage lasts, so nobody loses the right to raise it by waiting through a long marriage. The same statute keeps laches and estoppel available to either side, which means years of living under the agreement and accepting its benefits can still be used against the spouse who now wants out.
The person defending the agreement also has work to do. The disclosure schedule, the drafts that passed between two lawyers, the date of signing and the identity of the witnesses are the evidence that answers a challenge. Agreements fall most often when those records were never kept.
Challenging or defending an agreement is litigation. Kevin litigates probate and trust disputes, including fights over spousal waivers after a death, and that work is quoted per matter rather than at a flat fee. See probate litigation.
8. Can a Florida Postnup Signed Under Duress Be Challenged Later?
Yes, a Florida postnup signed under duress can be challenged in a divorce or after a death, and the court judges it under Casto v. Casto (Fla. 1987) whatever date it was signed. The premarital act reaches only agreements signed before the wedding, so a postnup never receives the statute’s test, and the Casto grounds govern a postnup signed last month as much as one signed decades ago. The first ground is that the agreement was reached by fraud, deceit, duress, coercion, misrepresentation or overreaching. The second is an unfair or unreasonable agreement combined with the challenger’s lack of knowledge of the other spouse’s finances, which a fair disclosure or a general and approximate knowledge of those finances cures.
Casto itself was a postnup. The wife of a shopping-center developer signed for about $225,000 against assets that may have been worth $10 million, after her husband refused her a financial statement, threatened to blow up the house and throw Clorox on her clothes, and insisted that she find a lawyer who would let her sign. She briefly consulted a lawyer inexperienced in domestic relations, who testified that he had not been hired to judge whether the agreement was reasonable and fair. The court set the agreement aside.
Kearney shows how far the overreaching ground reaches. A wife gave up her interest in the family company, later valued at about $48 million, for $3 million in installments. Her husband called the transfer a recapitalization, understated his income, left about $6.5 million in receivables off his disclosure, and warned her in advance that lawyers would tell her not to sign. Both of her lawyers told her exactly that, and she signed. The First District set the postnup aside for overreaching and nondisclosure, and held that keeping the installment money did not amount to ratifying it.
Bates is a prenup case that a spouse challenging a postnup would cite for the meaning of coercion. An 18-year-old woman signed unread the day before the civil wedding after her husband told her the agreement was required for immigration, which it was not. The panel rejected duress and affirmed coercion, defined as undue influence or moral or economic force that compels a spouse to sign when the spouse is not acting of her own free will. The full court split 5 to 5 on rehearing, so the panel opinion stands, and no later opinion found in the research adopts or rejects its definition.
Duress is a question about the day of signing, so the dates, the drafts, the messages and the people in the room are the evidence. Nobody can say how a challenge will end without reading the agreement and learning how it was signed, and challenging or defending a postnup is litigation quoted per matter. The postnup page explains how a postnup is built to hold.
9. How to Make a Prenup Legal and Hard to Challenge
Each step below answers one of the grounds a challenger would raise.
- Sign early. An agreement signed two or three months before the wedding is hard to describe as coerced. See how to get a prenup in Florida for the timeline.
- Attach a real disclosure from each side. Account balances, real estate, business interests and debts, with values and dates.
- Add a written waiver of further disclosure. The statute names the waiver expressly, so a signed waiver closes the disclosure route even where a value was missed.
- Give each person a separate lawyer. Florida does not require it, and a lawyer on each side is the strongest evidence that the signature was informed and voluntary.
- Sign before two subscribing witnesses and a notary, and initial every page. The witnesses are required for the death-rights waiver when signed in Florida. The notary and initials cost nothing and make a swapped page or a disputed signature hard to claim.
What a New Agreement or a Challenge Costs
A prenup drafted for one spouse is a flat fee from $2,450, a postnup drafted for one spouse is a flat fee from $2,950, and a review of an agreement the other side drafted is a flat fee from $750. What each fee includes is set out on the prenup page. What a Florida prenup costs explains the market range.
Challenging or defending an existing agreement in a divorce or a probate case is litigation and is quoted per matter. Nobody can price a lawsuit honestly before reading the agreement and the record of how it was signed, and we will not pretend otherwise. Government costs such as filing and recording fees are additional and passed through at cost.
Frequently Asked Questions
What Makes a Prenup Invalid?
In a Florida divorce, a prenup is unenforceable if the spouse resisting it proves one of three things. The first is that the agreement was not signed voluntarily. The second is that it came out of fraud, duress, coercion or overreaching. The third is that it was unconscionable when signed and, before signing, the challenger got no fair and reasonable disclosure of the other person’s finances, never waived that disclosure in writing, and could not reasonably have known what the other person owned. A term about child support is never binding either, whatever the agreement says.
What Voids a Prenup?
Pressure at signing and hidden finances void far more agreements than harsh terms do. A Florida prenup falls when the signature was not voluntary, when fraud, duress, coercion or overreaching produced it, or when the terms were unconscionable and the challenger had neither a fair disclosure nor a written waiver of disclosure nor any real knowledge of the other side’s money. A marriage later found void also limits the agreement to whatever is needed to avoid an inequitable result.
What Makes a Prenup Legal?
Florida asks for very little on paper. A premarital agreement must be in writing and signed by both people, and the marriage itself is the only consideration it needs. The agreement takes effect on the wedding day. Where it waives rights at death, such as the elective share or homestead, the probate code adds one more formality for anyone signing in Florida, namely that the waiving spouse signs in front of two subscribing witnesses.
What Makes a Prenuptial Agreement Valid?
Validity has two halves. The formal half is a written agreement signed by both people, plus two subscribing witnesses for any waiver of death rights signed in Florida. The practical half is how it was signed. A voluntary signature, an honest financial disclosure on both sides, time to read it, and a separate lawyer for each person are what let an agreement survive the three challenges Florida allows.
What Makes Prenuptial Agreements Legally Binding?
A written agreement signed by both prospective spouses becomes binding when they marry, and it stays binding until both of them sign a written amendment or revocation. Florida does not require a notary or a filing with any court. What keeps it binding in practice is a record that answers the three grounds for setting it aside before anyone raises them.
Can You Challenge a Prenup?
Yes, and the person challenging it carries the burden. In a divorce the challenger has to prove involuntariness, fraud, duress, coercion or overreaching, or unconscionability combined with the three-part disclosure failure. Whether terms are unconscionable is decided by the judge as a matter of law. Any limitation period on a claim under the agreement is paused during the marriage, though laches and estoppel are still available to either side. Challenging or defending an agreement is litigation, which we quote per matter.
Can a Prenup Be Challenged After Death?
Yes, though the rules change. The divorce grounds in Florida’s premarital act apply only in family-law proceedings, so a fight after a death is decided under the probate code and contract law. The probate code requires no financial disclosure at all for a waiver signed before the marriage. The Florida Supreme Court has said the agreement can still be set aside if the signature was coerced or otherwise improperly obtained, or if the person was incompetent when signing.
How to Make a Prenup Legal and Hard to Challenge?
Sign it well before the wedding, attach a real financial disclosure from each side, and include a written waiver of any further disclosure. Give each person a separate lawyer. Sign the death-rights waiver before two subscribing witnesses, and add a notary and page initials even though Florida does not demand them. Each of those steps answers one of the grounds a challenger would raise.
What Cannot Be Included in a Prenuptial Agreement?
A prenup cannot reduce a child’s right to support, and custody is decided later by the child’s best interests. Florida also lets a court order support despite an alimony waiver if the waiver would leave a spouse eligible for public assistance at the separation or divorce. Beyond that, the agreement may cover any matter that does not violate public policy or a criminal statute.
Is a Prenup Enforceable in Florida?
Yes, it is. Florida adopted the Uniform Premarital Agreement Act in 2007, and courts enforce agreements that meet it. An agreement that was signed voluntarily, with honest disclosure or a written waiver of it, is enforceable even where one side gave up a great deal.
Common Situations
The agreement handed over at the rehearsal dinner. A bride receives a 30-page agreement two days before the wedding, with no schedule of her fiancé’s assets and no time to call a lawyer. The bride signs. Years later the agreement is exposed on the voluntariness ground and on the disclosure route at once, and the spouse who drafted it is the one who has to defend the circumstances.
The lopsided agreement with a full schedule. A husband gives up any claim to his wife’s medical practice, worth several times everything he owns. The wife attached a valuation and both had lawyers. The husband calls the terms unfair, and Florida answers that unfairness alone does not void an agreement the other person signed with the numbers in front of him.
The widow who never saw the accounts. A second wife signed a prenup waiving everything and was never told what her husband owned. After his death she argues she would not have signed with full information. Florida requires no disclosure for a waiver signed before the marriage, so her claim depends on proving coercion or incapacity at signing rather than ignorance.
Sources of Law
- Fla. Stat. §61.079 (Uniform Premarital Agreement Act). §61.079(1) (applies only to proceedings under the Florida Family Law Rules of Procedure); §61.079(3) (writing signed by both parties; enforceable without consideration other than the marriage); §61.079(4)(a)8. and (4)(b) (any matter not violating public policy or a criminal statute; a child’s right to support may not be adversely affected); §61.079(5) (effective upon marriage); §61.079(6) (amendment or revocation after marriage only by written agreement signed by the parties); §61.079(7)(a)1. to 3. (unenforceable if the party resisting enforcement proves the agreement was not executed voluntarily, was the product of fraud, duress, coercion, or overreaching, or was unconscionable when executed and the party was not provided fair and reasonable disclosure, did not voluntarily and expressly waive disclosure in writing, and did not have and reasonably could not have had adequate knowledge); §61.079(7)(b) (support despite waiver to avoid public-assistance eligibility); §61.079(7)(c) (unconscionability decided by the court as a matter of law); §61.079(8) (void marriage); §61.079(9) (limitation periods tolled during the marriage; laches and estoppel available); §61.079(10) (does not alter agreements under §§732.701 and 732.702). History, s. 1, ch. 2007-171.
- Timing and disclosure cases retold in sections 3 to 5, all decided on agreements signed before October 1, 2007, namely Hjortaas v. McCabe, 656 So. 2d 168 (Fla. 2d DCA 1995); Flaherty v. Flaherty, 128 So. 3d 920 (Fla. 2d DCA 2013); Bates v. Bates (Fla. 3d DCA Feb. 3, 2021) (panel opinion; rehearing en banc denied 5 to 5, Aug. 31, 2022, so the panel opinion stands); Gordon v. Gordon, 25 So. 3d 615 (Fla. 4th DCA 2009); Jackson v. Seder, 467 So. 2d 422 (Fla. 4th DCA 1985), review denied, 479 So. 2d 118 (Fla. 1985); Francavilla v. Francavilla, 969 So. 2d 522 (Fla. 4th DCA 2007); Casto v. Casto, 508 So. 2d 330 (Fla. 1987); Del Vecchio v. Del Vecchio, 143 So. 2d 17 (Fla. 1962); Waton v. Waton, 887 So. 2d 419 (Fla. 4th DCA 2004); Stregack v. Moldofsky, 474 So. 2d 206 (Fla. 1985); Evered v. Edsell, 464 So. 2d 1197 (Fla. 1985). Opinions read in full from the corpus in reference/caselaw/prenup/61079/.
- Fla. Stat. §732.702(1) (spousal rights at death may be waived before or after marriage by a written agreement signed by the waiving party in the presence of two subscribing witnesses, the witness requirement applying to instruments signed by Florida residents); §732.702(2) (fair disclosure required for an instrument executed after marriage; none required before marriage); §732.702(3) (no consideration beyond execution).
- Estate of Roberts, 388 So. 2d 216, 217 (Fla. 1980) (upholding §732.702(2), which removed the disclosure requirement of Del Vecchio v. Del Vecchio, 143 So. 2d 17 (Fla. 1962), for agreements signed before marriage, and noting that a challenge for coercion, an improperly obtained signature or incompetence at signing remains available). Opinion read in full.
- Kearney v. Kearney, 129 So. 3d 381 (Fla. 1st DCA 2013), and the Casto and Bates opinions cited above, read in full for sections 2 and 8; retrieved 2026-10-07.
- Statutes retrieved from flsenate.gov and the in-repo statute files on October 2, 2026.
The Detail That Decides These Cases
Trial work teaches you which sentence a lawyer on the other side will pull out and read to the judge, and in a prenup fight that sentence is almost never in the agreement. The sentence is in the story of how the agreement was signed.
In one case I have reviewed, a Florida man remarried, and seven months into the marriage he signed a new will leaving everything to his three adult children and nothing to his wife. The husband died about three weeks after signing it. His widow asked the probate court for the homestead, a family allowance and her elective share. His son, serving as personal representative, pointed to the prenuptial agreement she had signed, in which each of them gave up any claim to the other’s property. The widow answered that he had never told her what he owned, and she took that argument all the way to the Florida Supreme Court in 1980, asking it to strike down the statute that excuses disclosure before a marriage. The widow lost everything she had asked for.
I have a few take-home points.
The first is that her argument would have had real force in a divorce. Florida’s premarital act lets a spouse escape unconscionable terms where there was no fair disclosure, no written waiver of it and no way to know. The probate code asks nothing of the kind for an agreement signed before the wedding, and she was in probate court.
The second is that the court left a door open, and it is the door I would look at first in any case like hers. A signature that was coerced or otherwise improperly obtained, or a person who lacked capacity when signing, can still undo the agreement after a death. Coercion and capacity are questions about the day of signing, and the answers live in the people who were in the room.
Practice pointer. Draft every prenup to survive the stricter divorce test even though the death side requires less. Attach the disclosure schedule and the written waiver of further disclosure, and the agreement holds in both courts.
Avoid treating the absence of a disclosure requirement at death as a reason to skip disclosure. The same document will be read under the divorce statute if the marriage ends that way first.
An honest limit belongs here. Whether particular terms are unconscionable is decided by a judge looking at that agreement and that marriage, and two agreements that look alike can come out differently. Nobody can tell you how a challenge will end without reading the agreement and learning how it was signed.
Kevin D. Klagge, Esq., admitted in Florida since 2012. The case above is a published opinion in other parties’ matter, not a matter this firm handled, and it predicts nothing about yours.
Updated on October 7, 2026. Reviewed by Kevin D. Klagge, Esq., Fla. Bar No. 99502. General information about Florida law, not legal advice, and no attorney-client relationship is created. Do not send confidential information until we have agreed to represent you.
More Guides on Florida Prenuptial Agreements
- What Happens If You Don’t Sign a Prenup?
- Is a Prenup Worth It?
- Your Will and Beneficiaries After a Divorce in Florida
- Is an Inheritance Marital Property in Florida?
- How to Protect Your Assets in a Divorce in Florida
- Does a Prenup Replace a Will in Florida?
- Can a Prenup Waive 401(k) Rights in Florida?
- Does a Prenup Protect Your Trust Inheritance in Florida?
Try the Which Estate Plan Do I Need? (quiz).